What damage can a drone cause when it collides with a person? According to an article by Popular Mechanics, the answer is that it depends. In an 18-month long study by the Alliance for System Safety of UAS through Research Excellence (ASSURE), researchers flew drones into and dropped drones onto crash dummies and cadavers to…

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“I was a little bit skeptical of using [a pre-claims assistance program] at first because—with all insurance, not just home inspection [insurance]—I felt like it might come back to bite me,” Scott Frey of PRC-Home Inspections in Ohio told us in a recent interview. Frey isn’t alone. Many home inspectors have concerns about reporting incidents…

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When shopping home inspection insurance, you have a lot of factors to consider. Are the insurer’s policies claims-made or occurrence? What exclusions and endorsements does the policy include? And does the provider offer any perks like pre-claims assistance or a diminishing deductible? (You can read more on the key characteristics to consider when shopping insurance…

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Did you know that not all insurance policies are created equal? Or that policies can exclude some business practices? If you don’t know the ins and outs of your policy, you could end up buying less coverage than you need. In this article, we go over three of the most common insurance policy pitfalls plaguing…

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Earlier this year, one of our insured home inspectors sent his radon monitor in for calibration. When the servicing was complete, the manufacturer shipped the monitor back to the home inspector. But, when the inspector returned home, the radon monitor was nowhere to be found. The inspector put in a claim with the radon monitor…

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Several months ago, we were reviewing a home inspector’s workers’ compensation policy. Unbeknownst to that home inspector, their insurance carrier wasn’t familiar with the property inspection industry. Despite their lack of experience in the inspection space, the carrier didn’t want to turn the home inspector away. Instead, the insurance company categorized (or grouped) the home…

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Let’s face it: Insurance companies have a bad reputation. Most people don’t trust insurance carriers (let alone like them). And, while many people learn this distrust from others, some learn it from bad experiences with the insurance companies themselves. With a culture of skepticism surrounding insurers, it isn’t surprising why home inspectors don’t want to…

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