Illinois Home Inspector Insurance Requirements

Home inspection is a very niche industry with laws varying in every state. Likewise, that specificity applies to the insurance home inspectors need. Do you know what your insurance requirements are as an Illinois inspector? Since it can be difficult to find this information, we’ve done the research for you.

Illinois home inspector insurance requirements as established by the Illinois Department of Financial & Professional Regulation (see Chapter 225 ILCS 441/5-5.) Unlike most other states, there are no requirements for Illinois home inspector insurance. However,

Click below to obtain insurance for your Illinois home inspection business.


Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

No requirement in 2021.

Starting 1/1/2022, limits of $100,000 / $100,000 or more are required.


Apply for E&O and GL Insurance


Workers’ Compensation

Workers’ compensation requirements come from the Illinois Workers’ Compensation Commission. (See FAQs: Questions for Employers.)


Apply for Workers’ Comp Coverage


Have questions about Illinois home inspector insurance? Call to have a conversation with a licensed broker.


About InspectorPro

InspectorPro Insurance is the leading provider of home inspection insurance in the nation. Why? Above all, we recognize that obtaining or switching insurance providers can be stressful for you. What’s more, we understand that you, as a home inspector, have unique needs when it comes to having adequate protection from claims.

For this reason, with InspectorPro, you get tailored insurance for your home inspection business at a reasonable price. And, since our team of licensed professionals specializes in home inspection insurance, we are able to give you the personalized attention you deserve. What’s more, we offer free pre-claims assistance to diffuse complaints before they can escalate into claims. In short, insuring with anyone else simply isn’t worth the risk.

Illinois Home Inspector Insurance Requirements

Last Updated: September 27, 2022