Alabama Home Inspector Insurance

Home inspection is a very niche industry with laws varying in every state. Likewise, that specificity applies to home inspection insurance in Alabama. Do you know what your insurance requirements are as an Alabaman inspector? Or the appropriate coverage you need to defend against claims? Since it can be difficult to find this information, we’ve done the research for you.

The following are the Alabama home inspection insurance requirements as established by the Alabama Department of Finance, Division of Construction Management. (See Chapter 355-17-1-.06(b)2.(e).)

 


Professional Liability / Errors and Omissions (E&O) Requirement

Limits of $250,000 / $250,000 or more.

General Liability / Bodily Injury and Property Damage Liability

Limits of $100,000 / $100,000 or more.

 

Apply for E&O and GL Insurance

 


Workers’ Compensation

Workers’ compensation requirements come from the Alabama Department of Labor. (See Alabama’s Workers’ Compensation Law.)

 

Apply for Workers’ Comp Coverage

 


Questions about Alabama home inspection insurance? Or want to know how you can best manage your risk? Call to have a conversation with a licensed broker.

 

About InspectorPro

InspectorPro Insurance is the leading provider of home inspection insurance in the nation. Why? Above all, we recognize that obtaining or switching insurance providers can be stressful for you. What’s more, we understand that you, as a home inspector, have unique needs when it comes to having adequate protection from claims.

For this reason, with InspectorPro, you get tailored insurance for your home inspection business at a reasonable price. And, since our team of licensed professionals specializes in home inspection insurance, we are able to give you the personalized attention you deserve. What’s more, we offer free pre-claims assistance to diffuse complaints before they can escalate into claims. In short, insuring with anyone else simply isn’t worth the risk.

Alabama Home Inspector Insurance Requirements

Last Updated: July 15, 2021