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Admitted vs Non-Admitted Home Inspection Insurance: What’s the difference?

Oct 15, 2019
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When shopping home inspection insurance, you have a lot of factors to consider. Are the insurer’s policies claims-made or occurrence? What exclusions and endorsements does the policy include? And does the provider offer any perks like pre-claims assistance or a diminishing deductible? (You can read more on the key characteristics to consider when shopping insurance…

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Spooky Home Inspection Story Contest 2019

Oct 15, 2019
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Thanks to all who celebrated the spooky season with us by entering our second annual spooky home inspection story contest. We’ve collected your most hair-raising horror stories and chosen our favorites. We are pleased to announce our 2019 scary story contest winners, who have received $100, $50, and $25 Amazon gift cards for First, Second,…

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Pre-Claims Assistance: How your insurance can help you avoid a claim

Oct 7, 2019
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Six months after an inspection, the client calls. During some remodeling, they found issues in the home that they think your inspection should have caught. They haven’t asked for you to pay for any repairs, but they sound upset and they’re looking to you for answers. How can you respond? You want to keep a…

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How to run a successful small business with home inspector Joe Cook

Oct 1, 2019
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In our Inspector Spotlight series, we take a closer look at individual inspectors making an impact on the inspection industry. Being a home inspector requires a breadth of technical expertise. When starting his business in 2001, Joe Cook, Owner and Operator of House Call North Shore in Louisiana, understood the importance of being mechanically minded.…

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“You Didn’t Do Your Job”: A Home Inspection Insurance Pre-Claim

Oct 1, 2019
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Note: This home inspection pre-claim article was originally published on the InspectorPro website on July 1, 2018. The ASHI Reporter reprinted the article on October 1, 2019. See what the story looks like in print at the end of the article. The following is a real home inspection insurance pre-claim from our archives. To protect the…

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With A Little Help From My Friends: A Home Inspection Insurance Pre-Claim

Sep 15, 2019
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The following is a real home inspection insurance pre-claim from our insurance claim archives. In order to protect the insured’s identity, all identifiable characteristics—including names, associations, and locations—have been omitted or removed. A year after their inspection, a client began to perform renovations to their recently purchased property. Upon removing some exterior siding by the…

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Top 5 General Liability Claims Against Home Inspectors

Sep 1, 2019
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If you’ve followed our series on the top claims against home inspectors, you know that most industry allegations involve errors or omissions, which mean they are filed against inspectors’ E&O coverage. (For those of you who’ve missed them, check our articles on the industry’s top claims here. We recommend starting with the Top 5 Claims.)…

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Claim 12: Windows

Sep 1, 2019
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Four months after completing an inspection, a home inspector received a series of text messages from his clients, the home buyers. In the texts, the inspection clients alleged that their home inspector had failed to report wood rot and subsequent leaks in seven windows on the property. The clients did not provide any information regarding…

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How to improve your marketability with referring party indemnification

Aug 15, 2019
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During a recent home inspection, you missed the polybutylene pipes in the attic. When your clients, the home buyers, discovered your error, they were furious. They didn’t just sue you; they sued everyone involved in the home’s sale. That included the real estate agent that referred the job to you. What is referring party indemnification?…

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Claim 11: Septic

Aug 1, 2019
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Three months after completing an inspection, a home inspector received a letter from his client’s attorney demanding that he pay to repair “the failed septic system” and a number of other defects his clients had found in their new home. The letter ordered the inspector to inform his insurance company, so he did. But, since…

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