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Your Pre-Inspection Agreement: Signatures

Oct 1, 2020
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Why does the client have to sign before the inspection? Signatures matter. They provide evidence that the signers agreed to the terms of the contract. When facing claims, signatures may be all you have to prove that your clients knew (or should have known) what was and wasn’t covered during your home inspection. Without signatures…

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How to qualify for insurance coverage

Oct 1, 2020
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Your insurance policy is a contract between you and your insurance carrier. As such, it’s important for you to know the terms to which you agreed to so you can make sure that you and your carrier fulfill your ends of the bargain, which qualifies you for coverage. That’s where your policy’s Conditions section comes…

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7 tips to perform safer roof inspections

Sep 15, 2020
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While performing a routine roof inspection, KC Bartley of Professional Home Inspections in Tennessee set his ladder up on the rear deck of the property. It had rained recently, and a thin coat of mildew coated the deck, making it a little slick. However, Bartley had encountered similar scenarios a hundred times, so he thought…

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Your Pre-Inspection Agreement: Severability

Sep 1, 2020
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Sometimes, courts can take issue with one or multiple provisions in a business contract. If the court decides that a clause in your agreement is unfair to your client or is contrary to local or federal laws, they can invalidate one or more provisions in your contract. They can even dismiss your agreement altogether. That’s…

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The Fleeing Car: A Home Inspection Insurance Claim

Sep 1, 2020
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The following is a real home inspection insurance claim from our insurance claim archives. To protect the insured’s identity, all identifiable characteristics—including names, associations, and locations—have been omitted or removed. While sitting at home, an inspector heard a strange sound coming from outside. The noise seemed to be coming from the driveway, so he went…

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How to avoid ceiling hole claims

Aug 15, 2020
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While inspecting an attic, a home inspector noticed a damaged truss on the other side of an air handler. Wanting to get a closer look, the inspector took what he described as a “blind step” over the air handler. His right foot missed the platform, resulting in him stepping through through floor and creating a…

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Your Pre-Inspection Agreement: Statute of Limitations

Aug 1, 2020
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Recently, a kitchen fire resulted in $100,000 in damages to a home inspection client’s property. Upon investigation, the inspection client discovered that a defective electrical component in the dishwasher, which was subject to a national recall, caused the fire. A review of the state’s regulations showed that nothing requires a home inspector to document the…

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Bob Pearson: The Godfather of home inspection insurance

Aug 1, 2020
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When Bob Pearson sees a need, he fills it. That’s what he did when he was working as Vice President of Operations for Perkins Restaurants & Bakery and Country Kitchen Restaurants. And that’s what he did when he owned his own home inspection firms. In both cases, there was a need for better insurance and…

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InspectorPro Insurance: The pioneers of E&O and general liability coverage for home inspectors have your back

Jul 16, 2020
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The following article was originally published on HomeInspectology.com, an online database of inspector education, marketing, and product resources. See the post on their website here. The InspectorPro difference HomeInspectology.com: Having the proper home inspection insurance is critical to your business. InspectorPro Insurance is the industry leader and sets a standard for inspection insurance. They provide a…

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Electrical exposures: What home inspectors need to know

Jul 15, 2020
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While inspecting the outside of a house a couple years ago, Joe Mazza of Exclusive Home Inspection in New York encountered a metal grating, like a louver, that went into the crawlspace under the property. According to Mazza, the grating was installed incorrectly. It wasn’t screwed in, so it was just sort of hanging there.…

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