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To test or not to test? Examining the garage door pressure test | Part 1: The Standards’ Perspective
Part 1: The Standards’ Perspective During a routine home inspection for a home buyer, one of our insured home inspectors performed an auto reverse test to examine the reverse jam function of the property’s automatic garage door. The door failed the test due to a pre-existing defect, which the inspector wrote up in his inspection…
Read MoreRadon: the colorless, odorless gas emitted into the air by the radioactive element, radium, as it breaks down in soil, rock, and water. Typically, radon penetrates buildings through small cracks or openings in foundations undetected. And, once radon has entered a property, the radon may be trapped inside. In fact, this is what home inspectors…
Read MoreIn California court case Moreno v. Sanchez, the home buyers sued their home inspector for breach of contract, negligence and negligent misrepresentation. The buyers had discovered dust and asbestos, an inoperable drain, defective windows and wall cracking. They believed that the inspector should be responsible for the damage. The inspector’s primary defense: his inspection agreement,…
Read MoreAn inspection client alleged that their home inspector failed to uncover major roof, plumbing, and sump pump issues. She demanded that the inspector refund the inspection and give her instructions to file a $20,000 claim against his insurance provider, us. Upon investigation, our claims team determined that the claimant’s allegation was among the 80 percent…
Read MoreNote: This home inspection insurance claim article was originally published on the InspectorPro website on July 1, 2019. The ASHI Reporter reprinted the article on December 1, 2019. See what the story looks like in print at the end of the article. The following is a real home inspection insurance claim from our insurance claim…
Read MoreCould or have one of the following scenarios happened to you? The owner of the home inspection company that you work for dies unexpectedly. When he retires, the owner sells his home inspection business to you, his employee. To get into the business, you buy the name of a prominent home inspection company in your…
Read MoreThe following is a real general liability insurance claim from our insurance claim archives. In order to protect the insured’s identity, all identifiable characteristics—including names, associations, and locations—have been omitted or removed. While performing a routine inspection, a home inspector stumbled upon a common problem: Some of the seller’s belongings were inhibiting him from performing…
Read MoreFor inspection clients and home inspectors alike, inspection reports are worth their weight in gold. Many inspection clients—often home buyers—rely on the findings inspectors detail in their reports to make important purchasing decisions. “[The inspection report is] basically a giant list of everything that is wrong with your (potential) home,” explained Kristin Wong in her…
Read MoreNote: This home inspection insurance claim article was originally published on the InspectorPro website on July 1, 2018. The ASHI Reporter reprinted the article on October 1, 2019. See what the story looks like in print at the end of the article. The following is a real home inspection insurance claim from our archives. To…
Read MoreWhen shopping home inspection insurance, you have a lot of factors to consider. Are the insurer’s policies claims-made or occurrence? What exclusions and endorsements does the policy include? And does the provider offer any perks like pre-claims assistance or a diminishing deductible? (You can read more on the key characteristics to consider when shopping insurance…
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