Alaska Home Inspector Insurance Requirements

Home inspection is a very niche industry with laws varying in every state. Likewise, that specificity applies to the insurance Alaska home inspectors need. Do you know what your insurance requirements are as an Alaskan inspector? Or the appropriate coverage you need to defend against claims? Since it can be difficult to find this information, we’ve done the research for you.

Insurance requirements are established by the Department of Commerce, Community, and Economic Development’s Division of Corporations, Business, and Professional Licensing. (See Chapter 18 §§ 08.18.071—08.18.115.) Unlike most other states, there are no requirements for E&O or GL insurance, only surety bonds. But that doesn’t mean you’re immune to claims.

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Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

No requirement.

 

Apply for E&O and GL Insurance

 


Bonds

Surety bond of $5,000.

Available upon request. 

 


Workers’ Compensation

Workers’ compensation requirements come from the Alaska Department of Labor. (See Workers’ Compensation Requirements for Employer.)

Since Alaska is a monopolistic state, our workers’ compensation program is not available there.

 


Have questions about insurance for Alaska home inspectors? Call to have a conversation with a licensed broker.

 

About InspectorPro

InspectorPro Insurance is the leading provider of insurance for home inspectors in the nation. Why? Above all, we recognize that obtaining or switching insurance providers can be stressful for you. What’s more, we understand that you, as an Alaskan home inspector, have unique needs when it comes to having adequate protection from claims.

For this reason, with InspectorPro, you get tailored insurance for your home inspection business at a reasonable price. And, since our team of licensed professionals specializes in home inspection insurance, we are able to give you the personalized attention you deserve. What’s more, we offer free pre-claims assistance to diffuse complaints before they can escalate into claims. In short, insuring with anyone else simply isn’t worth the risk.

alaska home inspector insurance requirements

Last Updated: July 15, 2021