Texas Home Inspector Insurance Requirements
The following are the Texas home inspector insurance requirements as established the Texas Real Estate Commission (see Chapter 535.211).
Professional Liability / Errors and Omissions (E&O) Requirement
Limits of $1,000,000 / $1,000,000 or more if inspector owns less than 10 percent of the business entity. If not, insurance is required, but amount and limits are unspecified.
General Liability / Bodily Injury and Property Damage Liability
Insurance required, but amount and limits unspecified.
Workers’ compensation requirements come from the Texas Department of Insurance. (See Workers’ compensation insurance guide.)
Last Updated: January 1, 2020