Texas Home Inspector Insurance Requirements

The following are the Texas home inspector insurance requirements as established the Texas Real Estate Commission (see Chapter 535.211).

Professional Liability / Errors and Omissions (E&O) Requirement

Limits of $1,000,000 / $1,000,000 or more if inspector owns less than 10 percent of the business entity. If not, insurance is required, but amount and limits are unspecified.

General Liability / Bodily Injury and Property Damage Liability

Insurance required, but amount and limits unspecified.

 

Apply for E&O and GL Insurance


Workers’ Compensation

Workers’ compensation requirements come from the Texas Department of Insurance. (See Workers’ compensation insurance guide.)

 

Apply for Workers’ Comp Coverage

Texas Home Inspector Insurance Requirements

Last Updated: January 1, 2020