Texas Home Inspector Insurance Requirements

The following are the Texas home inspector insurance requirements as established the Texas Real Estate Commission (see Chapter 535.211).

Professional Liability / Errors and Omissions (E&O) Requirement

Limits of $1,000,000 / $1,000,000 or more if inspector owns less than 10 percent of the business entity. If not, insurance is required, but amount and limits are unspecified.

General Liability / Bodily Injury and Property Damage Liability

Insurance required, but amount and limits unspecified.

Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the Texas Department of Insurance. (See Workers’ compensation insurance guide.)

Apply for Workers’ Comp Coverage