New York Home Inspector Insurance

Home inspection is a very niche industry with laws varying in every state. Likewise, that specificity applies to insurance for New York home inspectors. Do you know what your insurance requirements are as a New York home inspector? Or the appropriate coverage you need to defend against claims? Since it can be difficult to find this information, we’ve done the research for you.

The following are the New York home inspector insurance requirements as established by the Department of State, Division of Licensing Services (see FAQ – Home Inspector).

Click below to obtain insurance for your New York home inspection business!


Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $150,000 per occurrence / $500,000 or more in aggregate.


Apply for E&O and GL Insurance


Workers’ Compensation

Workers’ compensation requirements come from the New York State Workers’ Compensation Board. (See Employers’ Rights and Responsibilities.)


Apply for Workers’ Comp Coverage


Have questions about insurance for New York home inspectors? Call to have a conversation with a licensed broker.


About InspectorPro

InspectorPro Insurance is the leading provider of insurance for home inspectors in the nation. Why? Above all, we recognize that obtaining or switching insurance providers can be stressful for you. What’s more, we understand that you, as a New York home inspector, have unique needs when it comes to having adequate protection from claims.

For this reason, with InspectorPro, you get tailored insurance for your home inspection business at a reasonable price. And, since our team of licensed professionals specializes in home inspection insurance, we are able to give you the personalized attention you deserve. What’s more, we offer free pre-claims assistance to diffuse complaints before they can escalate into claims. In short, insuring with anyone else simply isn’t worth the risk.

New York Home Inspector Insurance Requirements

Last Updated: September 27, 2022