Iowa Home Inspector Insurance Requirements

Home inspection is a very niche industry with laws varying in every state. Likewise, that specificity applies to the insurance for Iowa home inspectors. Do you know what your insurance requirements are as an Iowa inspector? Since it can be difficult to find this information, we’ve done the research for you.

Unlike most other states, there are no requirements for E&O or GL insurance in Iowa. But that doesn’t mean you’re immune to claims.

Click below to apply for a quote today.


Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

No requirement.


Apply for E&O and GL Insurance


Pest Inspections

Limits of $300,000 / $300,000 or more.

Available upon request. 


Workers’ Compensation

Workers’ compensation requirements come from the Iowa Workforce Development. (See Workers’ Compensation Compliance Requirements.)


Apply for Workers’ Comp Coverage


Questions about insurance for Iowa inspectors?  Call to have a conversation with a licensed broker.


About InspectorPro

InspectorPro Insurance is the leading provider of home inspection insurance in the nation. Why? Above all, we recognize that obtaining or switching insurance providers can be stressful for you. What’s more, we understand that you, as a home inspector, have unique needs when it comes to having adequate protection from claims.

For this reason, with InspectorPro, you get tailored insurance for your home inspection business at a reasonable price. And, since our team of licensed professionals specializes in home inspection insurance, we are able to give you the personalized attention you deserve. What’s more, we offer free pre-claims assistance to diffuse complaints before they can escalate into claims. In short, insuring with anyone else simply isn’t worth the risk.

Iowa Home Inspector Insurance Requirements

Last Updated: September 27, 2022