Rhode Island Home Inspector Insurance

Home inspection is a very niche industry with laws varying in every state. Likewise, that specificity applies to home inspection insurance in Rhode Island. Do you know what your insurance requirements are as a Rhode Island inspector? Or the appropriate coverage you need to defend against claims? Since it can be difficult to find this information, we’ve done the research for you.

The following are the Rhode Island home inspection insurance requirements as established by the Rhode Island Contractors’ Registration and Licensing Board (see Chapter 440-10-00, 1.89, C.1.k.).

Click below to obtain insurance for your Rhode Island home inspection business!


Professional Liability / Errors and Omissions (E&O) Requirement

Limits of $500,000 / $500,000 or more.

General Liability / Bodily Injury and Property Damage Liability

Limits of $500,000 / $500,000 or more.


Apply for E&O and GL Insurance


Workers’ Compensation

Workers’ compensation requirements come from the Rhode Island Department of Businesses and Professions. (See Chapter § 5-65.1-10.)


Apply for Workers’ Comp Coverage


Have questions about Rhode Island home inspection insurance? Call to have a conversation with a licensed broker.


About InspectorPro

InspectorPro Insurance is the leading provider of insurance for home inspectors in the nation. Why? Above all, we recognize that obtaining or switching insurance providers can be stressful for you. What’s more, we understand that you, as a Rhode Island home inspector, have unique needs when it comes to having adequate protection from claims.

For this reason, with InspectorPro, you get tailored insurance for your home inspection business at a reasonable price. And, since our team of licensed professionals specializes in home inspection insurance, we are able to give you the personalized attention you deserve. What’s more, we offer free pre-claims assistance to diffuse complaints before they can escalate into claims. In short, insuring with anyone else simply isn’t worth the risk.

Rhode Island Home Inspector Insurance Requirements

Last Updated: September 27, 2022