Top 5 General Liability Claims Against Home Inspectors


If you’ve followed our series on the top claims against home inspectors, you know that most industry allegations involve errors or omissions, which mean they are filed against inspectors’ E&O coverage. (For those of you who’ve missed them, check our articles on the industry’s top claims here. We recommend starting with the Top 5 Claims.) However, like E&O claims, there are certain types of general liability (GL) claims that are more prevalent than others. As a refresher,  general liability insurance for home inspectors covers any bodily injury or property damage that result from the inspection. We discuss the top 5 general liability claims against home inspectors and how you can avoid them.

What types of liability claims against home inspectors are most common?

Here at InspectorPro, the vast majority of GL claims result from:

  1. Water damage
  2. Power outage
  3. Ceiling hole
  4. Garage door
  5. Frozen plumbing

We go through each one of these common general liability claims scenarios in detail below.

general liability claim


About InspectorPro

InspectorPro Insurance is the leading provider of home inspector insurance in the nation. Why? Above all, we recognize that obtaining or switching insurance providers can be stressful for you. What’s more, we understand that you, as a home inspector, have unique needs when it comes to having adequate protection from claims.

For this reason, with InspectorPro, you get tailored insurance for your home inspection business at a reasonable price. And, since our team of licensed professionals specializes in insurance for home inspectors, we are able to give you the personalized attention you deserve. Moreover, we offer benefits like free pre-claims assistance, diminishing deductiblesearly claims reporting discounts, and a risk management blog. In short, insuring with anyone else simply isn’t worth the risk.


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