Tennessee Home Inspector Insurance Requirements

The following are the Tennessee home inspector insurance requirements as established by the Tennessee Department of Commerce and Insurance (see Chapter 68-121-110).

Professional Liability / Errors and Omissions (E&O) Requirement

Required, but limits and amount up to each business.

General Liability / Bodily Injury and Property Damage Liability

Limits of $500,000 / $500,000 or more.


Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the Tennessee Division of Employment Security. (See Handbook for Employees.)


Apply for Workers’ Comp Coverage

Tennessee Home Inspector Insurance Requirements

Last Updated: January 1, 2020