New York Home Inspector Insurance Requirements

The following are the New York home inspector insurance requirements as established by the Department of State, Division of Licensing Services (see FAQ – Home Inspector).

Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $500,000 / $500,000 or more

Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the New York State Workers’ Compensation Board. (See Employers’ Rights and Responsibilities.)

Apply for Workers’ Comp Coverage