New York Home Inspector Insurance Requirements

The following are the New York home inspector insurance requirements as established by the Department of State, Division of Licensing Services (see FAQ – Home Inspector).

Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $500,000 / $500,000 or more

 

Apply for E&O and GL Insurance


Workers’ Compensation

Workers’ compensation requirements come from the New York State Workers’ Compensation Board. (See Employers’ Rights and Responsibilities.)

 

Apply for Workers’ Comp Coverage

New York Home Inspector Insurance Requirements

Last Updated: July 15, 2021