New York Home Inspector Insurance Requirements
The following are the New York home inspector insurance requirements as established by the Department of State, Division of Licensing Services (see FAQ – Home Inspector).
Professional Liability / Errors and Omissions (E&O) Requirement
No requirement.
General Liability / Bodily Injury and Property Damage Liability
Limits of $500,000 / $500,000 or more
Apply for E&O and GL Insurance
Workers’ Compensation
Workers’ compensation requirements come from the New York State Workers’ Compensation Board. (See Employers’ Rights and Responsibilities.)

Last Updated: January 1, 2020