Rhode Island Home Inspector Insurance Requirements

The following are the Rhode Island home inspector insurance requirements as established by the Rhode Island Contractors’ Registration and Licensing Board (see Chapter 440-10-00, 1.89, C.1.k.).

Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $1,000,000 / $1,000,000 or more.

Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the Rhode Island Department of Businesses and Professions. (See Chapter § 5-65.1-10.)

Apply for Workers’ Comp Coverage