Kentucky Home Inspector Insurance Requirements

The following are the Kentucky home inspector insurance requirements as established by the Kentucky Office of Occupations and Professions Board of Home Inspectors (see Chapter 198B.712., (1)-(4).)

Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $250,000 / $250,000 or more.


Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the Kentucky Department of Worker’s Claims. (See An Overview of Kentucky’s Worker’s Compensation Law.)


Apply for Workers’ Comp Coverage

Kentucky Home Inspector Insurance Requirements

Last Updated: January 1, 2020