Florida Home Inspector Insurance Requirements

The following are the Florida home inspector insurance requirements as established by the Florida Department of Business and Professional Regulation (see Chapter 468.XV.61-30.)

Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $300,000 / $300,000 or more.


Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the Florida Division of Workers’ Compensation. (See Florida Workers’ Compensation Coverage Requirements.)


Apply for Workers’ Comp Coverage

Florida Home Inspector Insurance Requirements

Last Updated: January 1, 2020