Virginia Home Inspector Insurance Requirements

The following are the Virginia home inspector insurance requirements as established by the Virginia Department of Professional and Occupational Regulation (see 18VAC15-40-30, G).

Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $250,000 / $250,000 or more

Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the Virginia Workers’ Compensation Commission. (See Virginia Coverage Requirements.)

Apply for Workers’ Comp Coverage