Virginia Home Inspector Insurance Requirements

The following are the Virginia home inspector insurance requirements as established by the Virginia Department of Professional and Occupational Regulation (see 18VAC15-40-30, G).

Professional Liability / Errors and Omissions (E&O) Requirement

No requirement.

General Liability / Bodily Injury and Property Damage Liability

Limits of $250,000 / $250,000 or more


Apply for E&O and GL Insurance

Workers’ Compensation

Workers’ compensation requirements come from the Virginia Workers’ Compensation Commission. (See Virginia Coverage Requirements.)


Apply for Workers’ Comp Coverage

Virginia Home Inspector Insurance Requirements

Last Updated: January 1, 2020