North Carolina Home Inspector Insurance Requirements

The following are the North Carolina home inspector insurance requirements as established by the North Carolina Department of Insurance Home Inspector Licensure Board (see § 143-151.51.,b,1-2).

Professional Liability / Errors and Omissions (E&O) Requirement

Optional.

General Liability / Bodily Injury and Property Damage Liability

Limits of $250,000 / $250,000 or more.

 

Apply for E&O and GL Insurance


Workers’ Compensation

Workers’ compensation requirements come from the North Carolina Industrial Commission. (See Employers’ Requirement to Carry Workers’ Compensation Insurance.)

 

Apply for Workers’ Comp Coverage

North Carolina Home Inspector Insurance Requirements

Last Updated: January 1, 2020