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Shopping Home Inspection Insurance 101

Aug 1, 2018
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  Whether you’re a new or seasoned inspector, buying home inspection insurance can be daunting. With mile-long policies and seemingly identical advertising, it can be tough to determine exactly how insurance providers differ. And without understanding those differences, you can’t make an educated purchasing decision. As a home inspection insurance provider, we get policy comparison…

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Avoiding the Top 12 Claims Against Home Inspectors

Aug 1, 2018
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In an industry as complex and litigious as that of home inspection, it’s important to manage risk. The most important work begins long before you’re reporting a claim to your insurance company. It begins with you doing what you can to prevent potential claims. Claims prevention can be difficult, especially when you don’t know what…

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5 Things To Better Explain to Your Home Inspection Clients

Aug 1, 2018
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We’ve talked about communication before: how it mitigates risk, creates great reports, and resolves pre-claims. To do so, we’ve interviewed exceptional home inspectors and experienced claims adjusters. Now we turn to your main home inspection clients: home buyers. We asked recent home buyers what aspects of home inspections are the most difficult to understand so…

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Why home buyers get home inspections — and why they don’t

Jul 15, 2018
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As a home inspector, you understand the value of your job. But do your clients? We asked recent purchasers why home buyers get home inspections — and why they don’t — so that you can better set client expectations and market your services. Why they do In 2001, the National Association of Realtors® (NAR) and the American Society…

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Tail Coverage: How to preserve claims coverage when you leave a franchise or the industry

Jun 15, 2018
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Planning for retirement? Interested in another field? Thinking about selling your business? Then you should consider home inspector tail coverage. No matter your reason for making a career shift, it’s important to know how the change could affect your insurance coverage. After all, no one wants an uncovered lawsuit from an old client to damper their…

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Home Inspection Contract Language: Top 5 Things to Include in Your Pre-Inspection Agreement

Jun 1, 2018
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Pre-inspection agreements are home inspectors’ foundations. Without them, clients are left to assume the nature of inspections. And as inspector and mentor Jan Banks stated in a previous article, clients for whom expectations aren’t set often believe inspections are warranties. That leaves inspectors subject to a lot of unnecessary risk. But simply having an inspection…

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How to write a report that clients understand

May 15, 2018
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Second only to pre-inspection agreements, reports provide home inspectors with great claims protection. By providing a detailed account of both defects and sufficiencies, inspection reports can provide evidence of the home’s condition and the inspector’s competence at the time of inspection. Inspection reports can support an inspector’s defense and lead to quicker claims resolution. Better…

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InspectorPro Home Inspection Insurance: Top 5 Reasons to Choose Us

May 15, 2018
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Why purchase InspectorPro home inspection insurance? Because we give home inspectors more than other insurance providers. Here are our top five benefits: 1. First-Rate Risk Management Stop worrying about how you might get a claim and start doing things to prevent them. Our risk management team publishes new material twice a month so that you…

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How to avoid the two most common claims against home inspectors

May 1, 2018
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From roof leaks causing water spots to catastrophic floods undermining structural integrity, water intrusion and damage contributes to the two most common claims against home inspectors. Accounting for nearly half of claims against home inspectors in the past three years, water damage poses a serious risk to inspection businesses. In this article, we provide insights…

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The Furnace of Affliction: A Home Inspection Insurance Claim

Apr 15, 2018
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The following is a real home inspector errors and omissions insurance claim from our archives. In order to protect the insured’s identity, all identifiable characteristics—including names, associations, and locations—have been omitted or removed. The Complaint Nearly two years after the original inspection date, Marty Shaw received a call from a home inspection client. The client,…

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