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Inspecting homes is a dangerous job. From slippery roofs to electrical hazards, rotted subflooring to invisible toxins, the average home inspector encounters countless perils during their careers. While inspection horror stories come in all varieties, many of the tales that have unhappy endings seem to stem from home inspection animal attacks. Most recently, the home…
Read MoreToday, InspectorPro Insurance and Allen Insurance Group announce their strategic alliance for home inspectors. Through the alliance, Allen Insurance Group’s current insureds will gain access to InspectorPro’s exclusive errors and omissions (E&O) and general liability (GL) program. In 2009, InspectorPro revolutionized the insurance space by offering insurance policies tailored to home inspectors’ unique risks. Today,…
Read MoreWhether you’re just now entering the home inspection industry or have been an inspector for years, establishing and maintaining your own business is no small feat. One of the most common questions we receive from new or growing inspection companies is what type of business entity they should create. In this article, we hope to…
Read MoreYour inspection scope. Merriam-Webster defines the term scope as an “intention” or “object,” meaning “the goal or end of an effort or activity.” One objective of your pre-inspection agreement is to define the scope, or purpose, of your inspection. According to Matthew Steger of WIN Home Inspection in Pennsylvania, including the scope in your agreement…
Read MorePart 2: The Inspectors’ Perspective In Part 1 of the series, we examined how the two nationally recognized Standards of Practice (SoPs), written by the American Society of Home Inspectors’ (ASHI) and the International Association of Certified Home Inspectors’ (InterNACHI), address the reverse jam test of garage doors. Both SoPs state that home inspectors are…
Read MoreTo test or not to test? Examining the garage door pressure test | Part 1: The Standards’ Perspective
Part 1: The Standards’ Perspective During a routine home inspection for a home buyer, one of our insured home inspectors performed an auto reverse test to examine the reverse jam function of the property’s automatic garage door. The door failed the test due to a pre-existing defect, which the inspector wrote up in his inspection…
Read MoreRadon: the colorless, odorless gas emitted into the air by the radioactive element, radium, as it breaks down in soil, rock, and water. Typically, radon penetrates buildings through small cracks or openings in foundations undetected. And, once radon has entered a property, the radon may be trapped inside. In fact, this is what home inspectors…
Read MoreIn California court case Moreno v. Sanchez, the home buyers sued their home inspector for breach of contract, negligence and negligent misrepresentation. The buyers had discovered dust and asbestos, an inoperable drain, defective windows and wall cracking. They believed that the inspector should be responsible for the damage. The inspector’s primary defense: his inspection agreement,…
Read MoreAn inspection client alleged that their home inspector failed to uncover major roof, plumbing, and sump pump issues. She demanded that the inspector refund the inspection and give her instructions to file a $20,000 claim against his insurance provider, us. Upon investigation, our claims team determined that the claimant’s allegation was among the 80 percent…
Read MoreThe following is a real home inspection insurance claim from our insurance claim archives. To protect the insured’s identity, all identifiable characteristics—including names, associations, and locations—have been omitted or removed. “You have been sued. You may employ an attorney. If you or your attorney do not file a written answer with the clerk who issued…
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